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¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 5/14/2020 and are determined by the Board of Directors. The dividend rates and APYs may change after the account is opened and are accurate as of the last dividend declaration date. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time.

Contact us about our savings accounts

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 5/14/2020 and are determined by the Board of Directors. The dividend rates and APYs may change after the account is opened and are accurate as of the last dividend declaration date. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time.

Open a money market account

¹APY = Annual Percentage Yield. The dividend rates and APY are effective as of 5/14/2020 and are determined by the Board of Directors. With the exception of the Xclusive Money Market account, the dividend rates and APY may change after the account is opened and are accurate as of the last dividend declaration date. Fees incurred may reduce earnings on these accounts. Rates, terms and conditions are subject to change at any time.

Apply now for a credit card

¹APR = Annual Percentage Rate. The introductory APR will apply to purchases, balance transfers, and convenience checks posted to your account within 90 days of account opening and remain in effect for nine months from the first qualifying transaction. The $0 introductory balance transfer and convenience check fee will apply to balance transfers completed from that post within 90 days of account opening. Offer available to both existing and new credit card accounts. If you pay your statement’s “New Balance” in full by the due date, we will not charge interest on any new transactions that post to the purchase balance. If you have been paying your account in full without interest charges, but fail to pay your next “New Balance” in full, we will charge interest on the unpaid balance. For balance transfers and convenience checks, we will start charging interest on the transaction date. New credit card accounts are subject to credit qualifications and approval. Actual rates and loan limits are based on applicants’ credit score and verifiable income. Xceed Financial loan limits and underwriting guidelines will be followed. The current, standard (non-introductory) variable APR for purchases, balance transfers, and cash advances for new accounts is 10.24% – 18.00% for Visa® Platinum Cards (no rewards) and 13.24% – 18.00% for Visa^® Platinum Rewards Cards, based on your creditworthiness, and are effective as of 6/18/2020. The current (non-introductory) balance transfer fee is $29 or 3% of the amount of each transfer, whichever is greater. In addition to the balance transfer fee, the following additional finance charges may apply, depending on the type of transaction: For cash advance transactions – a Cash Advance Fee – Domestic of $10 or 3% of the cash advance amount, whichever is greater or a Cash Advance Fee – Foreign of $10 or 4% of the foreign cash advance amount, whichever is greater; for foreign purchase transactions – a Foreign Transaction Fee – Purchases of 1% of each foreign transaction (in U.S. dollars). If you are charged interest, the charge will be no less than $1. Other terms and conditions apply. Programs, rates, terms and conditions subject to change at any time. Ask an associate for details. See pricing and terms.

Apply now for a vehicle loan

¹The Annual Percentage Rate (APR) may vary based on each individual’s credit history, loan type, loan amount, loan collateral, and underwriting factors. Subject to credit qualifications and approval. The APR reflects an interest rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial checking account. Xceed Financial collateral requirements and underwriting guidelines will be followed. Programs, rates, terms and conditions are effective as of 6/18/2020 and are subject to change at any time without notice. Not all vehicle years, makes and models will qualify. Additional terms, conditions, and restrictions apply.

Apply now for a personal loan

¹Actual rates may vary based each individual’s credit history, loan type, and underwriting factors. Subject to credit qualifications and approval. Programs, rates, terms and conditions are effective as of 6/18/2020 and are subject to change at any time without notice. Additional terms, conditions, and restrictions apply.

²The APR reflects an interest rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial checking account. For Consolidation Loans, the maximum cash back a borrower can receive is 5% of the total loan amount.

³The variable annual percentage rate (APR) may adjust monthly based on the Prime Rate (index) plus a margin and may vary based each individual’s credit history and underwriting factors.