PERSONAL LOANS
Individual, just like you.Which personal loan option is right for me?
| Loan type | Best if you want … | APR1 |
|---|---|---|
| PowerLine of Credit |
Best if you want …
Ongoing access to funds whenever you need them, for whatever purpose |
APR1
As low as 11.25%2 |
Extra fundsBorrow funds to meet your personal needs1 Convenient accessUnlimited access to funds within your credit limit Smart optionsAutomatic payment and overdraft options |
||
| Savings Secured Loan |
Best if you want …
A tool to help you rebuild credit |
APR1
Dividend rate + 3% |
How it worksBorrow up to 95% of your Xceed Financial savings account while still earning dividends RequirementsNo qualification requirements or prepayment penalties |
||
| MemberFirst Loan |
Best if you want …
A loan up to take care of a major purchase |
APR1
7.74%3 |
Extra fundsBorrow funds to meet your personal needs1 |
||
| Consolidation Loan |
Best if you want …
More stability while you pay down debt |
APR1
7.74%3 |
|
Borrow a one-time lump sum so you can pay off debt. |
||
Ready to get started?
Disclosures
¹APR = Annual Percentage Rate. Actual rates may vary based each individual’s credit history, loan type, and underwriting factors. Subject to credit qualifications and approval. Programs, rates, terms and conditions are effective as of 4/1/2021 and are subject to change at any time without notice. Additional terms, conditions, and restrictions apply.
²The variable APR may adjust monthly based on the Prime Rate (index) plus a margin and may vary based each individual’s credit history and underwriting factors.
³The APR reflects a rate reduction of .25% off the standard rate for automatic payment from an Xceed Financial Signature or Simplicity Checking account.