man and woman dining out

My credit cards

Which card is right for me?

Card type Best if you … APR and fees
Platinum Visa® Rewards
Best if you …
  • Want to be rewarded for every purchase you make
APR and fees

No annual fee
As low as 10.99%
Pricing and terms »

Platinum Visa®
Best if you …
  • Carry a balance
  • Want to consolidate balances from a high-rate card
APR and fees

No annual fee
As low as 7.99%
Pricing and terms »

What It Comes With

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Mobile Wallet

Our cards have Mobile Wallet enabled, so it’s easy to pay with Apple Pay and Paypal.

Paypal »
Apple Pay »

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SmartControlsTM

Set up fraud alerts and card freezes to keep your card safe by logging into Xceed Online and navigating to your card.

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Visa Checkout

Skip the forms and pay online wherever you see the Visa Checkout button.

Enroll »

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Travel & emergency

Leaving home? Count on a wide variety of emergency services from Visa.

Info »

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Warranty services

Keep track of warranties or get free extended warranty protection, all in one place.

Info »

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Auto rental coverage

Get coverage for collision or theft on your rental car, up to the value of the vehicle.

Info »

Earn Double Rewards!

For a limited time, you can earn 2x Rewards* on travel, dining, gas and groceries when you use your Xceed Platinum Visa® Rewards Credit Card on qualifying purchases.

Get the details »

Visa® Merchant Rewards

Enjoy discounts on clothing, food, travel, entertainment and more when you use your Xceed Visa® Credit Card!

Learn more »

Man with laptop and credit card

Mobile Wallet

Use your smartphone as a credit card. With mobile wallet enabled, you can make purchases right from your device, no plastic card required.

Paypal » Apple Pay »

Xceed Visa Rewards

With our Rewards card, you earn rewards points for every dollar you spend on your card.

Later, you can easily redeem your points online for travel, merchandise, events, gift cards … even statement credit!

Learn more about Xceed Rewards »

Xtraordinary Moments

Liam C - Xceed Financial Customer
Name
Liam C.
3-Word Description
Husband. Father. Bills Fan.
Occupation
Operations Manager
First Job
Newspaper Deliver
Member Since
1993

I’ve never had my debit card compromised in my life, and when I got a call from Xceed to say it had been … just knowing they had our backs covered, it was a great experience. It didn’t impact our funds, and they tracked it all down.

Tools & Tips

person in parachute

Maximize Your Rewards

Sure, you’ve heard all about rewards credit cards – there’s cashback rewards, travel miles rewards, and hotel points rewards. But do you really understand how rewards work, and more importantly, how you can get them to work for you? Let’s make sure!

Man in a hammock

Are Credit Card Balance Transfers Worth It?

Figure out if a balance transfer is right for you.

Double Rewards!

For a limited time, you can earn 2x rewards* on travel, dining, gas and groceries when you use your Xceed Platinum Visa® Rewards Credit Card on qualifying purchases.

Liam and Michelle C. on peace of mind thanks to Xceed’s card compromise protection

Let’s Get Started

Visit your nearest Financial Center
Find a location
Apply for an Xceed credit card today
Apply for a credit card
Call us to talk to one of our associates
800.XFCU.222
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